Apply Now

Applying for a home loan is as easy as one, two, three. Choose from these three options:

  1. Complete Secure 1003 Application
    • Easy and secure formal online loan application
  2. Call me at (775) 750-3540  I will gladly take your application over the phone and assist you with any questions you may have.
  3. Download Application
    • Download this FREE application now and simply mail it, fax it, or bring it to the office.
  4. To better prepare for the application process, have the following information or documents available
    • Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income
    • Names/addresses of employers for two years
    • W-2s for two years
    • One to two years of tax returns if needed
    • A completed and signed Form 4506-T or 4506T-EZ, provided by your Mortgage Banker
    • Bank statements for two months
    • If self-employed, year-to-date profit and loss statement, plus signed returns for last two years
    • Proof of pension income, if applicable
    • Child support expense or alimony expense (if it is income it is optional to disclose)
    • Social Security and Disability payments, if applicable
    • Dividend earnings if applicable
    • Bonuses if applicable
    • A copy of earnest money deposit
    • Information on debts such as car loans, student loans and credit cards
    • Security accounts (stocks, bonds, life insurance)